Our Leadership

Rick brings more than 35 years of mortgage servicing experience to Universal Component Lender Services, Inc. and has held numerous executive management positions, including President of Servicing with The Money Source Inc. (TMS), Chief Executive Officer of Marix Servicing LLC, Senior Managing Director at Clayton Holdings, as well as positions with Chase and Key Bank. Rick has a proven ability to be a leader in platform development and special servicing and was instrumental in the development of both the TMS Servicing and Marix Servicing platforms from the ground up. Rick’s prior speaking engagements include: the MBA, GSEs, and the Global Real Estate Summit in Monaco, Monte Carlo.

After graduating with an MBA in Finance and Real Estate from the University of Connecticut, Pete began his career in the mortgage business working for Nationstar Mortgage in Dallas, TX. Since those humble beginnings, he has had a wide range of roles in Originations, Servicing, Sales, Operations, Finance, Risk, and Compliance. Before being invited to help build Universal Component Lender Services, Inc., Pete was directing strategy and new business initiatives at Fay Financial and helped The Money Source Inc. manage their growing subservicing client base. He has a process-driven approach to loan servicing that guides Universal Component Lender Services, Inc.’s processes, procedures, and the management of technology, marketing, new business, and customer service units.

Steve holds 20 years of executive level experience in banking, mortgage servicing and related businesses. Before joining Universal Component Lender Services, Inc., he was SVP, of Loan Administration for Marix Servicing LLC where he built, from the ground up, a high-touch mortgage servicing platform. Steve also held the position of SVP at JPMorgan Chase, where he managed Default Servicing for the mortgage, sub-prime, home equity and manufactured housing lines of business. Throughout his career in the mortgage industry, he has worked effectively with executives at HUD, FNMA and FHLMC, and was also the Managing Member at HBBH LLC (Helping Borrowers Become Homeowners) where he provided clients with direction and support for various mortgage related activities including Borrower Outreach, Loss mitigation, NPA acquisition and Asset Disposition. Furthermore, Steve is the founder of Distinguished Mortgage Services LLC which completes property inspections, maintenance, and repairs for the mortgage servicing industry. Steve graduated with a Bachelor of Science degree in Business Administration with a Concentration in Finance, from California State University, Sacramento.

Earl has over ten years of experience in mortgage servicing compliance and mortgage servicing legal operations. Prior to joining Universal Component Lender Services, Inc., he served as VP, Servicing Legal and Compliance, at The Money Source Inc., where he helped the company build its mortgage servicing platform, including standing up the first line of defense. Earl prides himself on being a problem solver, and in the weeds helping drive compliance while maintaining efficiency. Earl holds a Juris Doctorate from Quinnipiac University, graduating with honors, and an undergraduate degree in Mathematics from the University of Connecticut.

Angela has over 40 years of real estate, customer service, management, and operations experience. After receiving a degree in Paralegal studies, her career started in residential and commercial real estate appraisal services and then continued as a real estate paralegal and office manager in a law firm. Angela holds a current State of Connecticut Real Estate Salesperson License. Angela’s position prior to joining Universal Component Lender Services, Inc. was with CATIC for 26 years, most recently holding Vice President of Corporate Services and Reinsurance for over a decade. At CATIC, Angela has led high-producing teams, helped build strong customer relationships (internal and external), maximized the Company’s operating performance, and helped to achieve the highest levels of customer and employee satisfaction. Angela’s drive for excellence, experience and enthusiasm for an innovative, customer-focused, and inclusive Company culture will ensure positive and mutually beneficial interactions between Universal Component Lender Services, Inc.’s clients and internal teams. 

Joe is a 35-year veteran of the mortgage and financial services industry. Throughout his career, he has managed business development and operations, for both wholesale and retail mortgage origination platforms.

Joe was Senior Vice President of Homebridge Financial Services, where he managed their national wholesale division, REMN. He was the Director of Expanded Lending for Citi Residential Lending and Citi Mortgage. He was the managing director and partner of Indeed Abstract, a national title and settlement provider and a consultant for the financial services industry. Joe has been an integral part of a number of successful start-up operations.

Joe is a graduate of the State University of New York, and a past president and current board member of the Connecticut Mortgage Bankers Association. Joe has written numerous industry related articles for national trade publications and has been a panelist at numerous industry conferences.